Everything your money needs.
One login for checking, savings, business banking, wire transfers and beyond.
Mobile-first banking
Pay, transfer and deposit on any device with a responsive, accessible interface.
Bank-grade security
Encrypted at rest and in transit, MFA available, with continuous fraud monitoring.
Domestic & international wires
Send money to 180+ countries with transparent fees and same-day domestic delivery.
4.65% APY savings
Earn premium interest with no minimums and unlimited transfers between your accounts.
Business banking
Multi-user access, treasury tools and dedicated relationship managers from day one.
FDIC insured
Deposits protected up to $250,000 per depositor, per ownership category.
Built in the Midwest. Trusted nationwide.
Since 1925, North River Trust has served Ohio families, founders, and growing companies with banking that treats them like neighbors — because most of them are.
Pick the account that fits your life.
Open one or all three. No minimums. No monthly fees. Switch in seconds from your dashboard.
Premier Checking
- Free debit card with instant freeze
- Fee-free at 55,000+ ATMs
- Mobile check deposit
- Free domestic wires under $1,000
High-Yield Savings
- Industry-leading 4.65% APY
- No minimum balance
- Unlimited internal transfers
- FDIC insured to $250,000
Business Banking
- Multi-user access & approvals
- ACH, wires & bill pay built in
- Dedicated relationship banker
- Integrations with Stripe, QuickBooks
From signup to first deposit in 5 minutes.
Fully online. No branch visits, no paper applications.
Create your login
Verify your email and secure your account with a strong password and optional 2FA.
Verify your identity
Snap a photo of your ID and confirm your details. Most customers are approved instantly.
Fund and start banking
Link an external account, deposit a check, or transfer in. Your debit card ships the same day.
Why customers stay with us.
Real reviews from Ohio families and businesses banking with North River Trust.
Switched our payroll over in an afternoon. The treasury team actually picks up the phone.
The 4.65% APY savings is genuinely the best rate I've found anywhere — and the app feels like a fintech.
We send international wires weekly. Transparent fees, no surprises, money lands on time.
Ready to bank with us?
No fees, no minimums, no paperwork. Just modern banking.